Provider handles sign-in
Supported providers such as Plaid or Stripe Financial Connections present the bank sign-in flow when an account is connected.
Bank connections
Optional bank connections for small business bookkeeping
Connect a bank when it helps. Start without one when that is better.
LedgerLumen bank connection is optional. When configured, supported providers such as Plaid or Stripe Financial Connections handle bank sign-in, and LedgerLumen does not store bank passwords.
At a glance
Bank sync reduces bookkeeping work when it fits the business, but it is not the only way to use the product. LedgerLumen keeps bank, CSV, and manual paths open.
Manual paths stay open
Owners can still use CSV imports, receipts, invoices, projects, and manual records without bank sync.
Records remain reviewable
Bank activity still needs category review, receipt proof, and tax-prep context before it is useful.
Unlinking keeps history safer
Unlinking a bank account preserves imported transactions by default so the bookkeeping history is not casually erased.
Buyer questions
Practical answers before you switch workflows.
Which bank providers does LedgerLumen use?
LedgerLumen supports provider-based bank connections such as Plaid and Stripe Financial Connections when configured. Availability depends on the active environment, provider setup, and the financial institution.
Do I need bank sync for beta?
No. CSV imports, manual records, receipts, invoices, and projects remain valid starting paths.
Does LedgerLumen move money?
No. LedgerLumen organizes bookkeeping records. It does not move money or act as a bank.
What happens if I unlink an account?
Imported transactions are preserved by default so owners can keep their bookkeeping history while disconnecting future sync.
Trust and fit
Built for the owner who still has to answer the money questions.
- LedgerLumen does not store bank passwords
- Unlinking a bank preserves imported transactions by default
- Bank connection is a workflow option, not a requirement
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