Terms of Use

These Terms explain the basic rules for using LedgerLumen during MVP access. By using LedgerLumen, you agree to use the product responsibly and to review important bookkeeping, tax, and legal decisions with qualified professionals.

MVP Access

LedgerLumen MVP access is currently available without a card while the product is being shaped for small service businesses. Features, limits, availability, and pricing may change before paid plans are introduced.

Bookkeeping Records

You are responsible for the accuracy, completeness, and lawful use of records you enter, import, connect, upload, export, or share through LedgerLumen.

Bank Connections

Bank connection is optional. If you connect a financial account, Stripe Financial Connections handles the bank sign-in flow. LedgerLumen does not store bank passwords.

Tax and Professional Advice

LedgerLumen provides bookkeeping organization and planning context only. It does not provide legal, tax, accounting, or financial advice, file taxes, submit tax payments, guarantee deductions, or replace a CPA, enrolled agent, tax preparer, attorney, or bookkeeper.

Acceptable Use

• You may not use LedgerLumen for unlawful, fraudulent, harmful, or abusive activity.
• You may not upload malware, bank passwords, full account numbers, or information you are not authorized to use.
• You may not bypass security controls or access another workspace without permission.

Exports and Data Controls

LedgerLumen may provide exports for transactions, invoices, receipts, tax payment records, customers, projects, and workspace data. Store exported files somewhere private and share them carefully.

No Guarantee

LedgerLumen is provided during MVP access without guarantees of uninterrupted availability, error-free operation, financial outcomes, tax outcomes, compliance outcomes, or suitability for every business.

Contact

Questions can be sent to [email protected].